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Vehicle Refinance

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Refinancing is securing a loan on your vehicles, but with monthly payments far lower than your existing monthly payment on your car. At DealFin we offer this service with one goal in mind, to ensure you GET CASH BACK. We have no hidden fees or terms and conditions, we only facilitate the agreement between yourself and the finance houses to ensure that we place your needs first.

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You benefit through securing a lower interest rate while the rate is at a record low, and this influences your monthly instalment too. This saving leaves extra cash available to you by lowering your monthly payment and can make a big difference to your personal finance budget.

When restructuring your current vehicle loan, the benefits vary and we will structure the transaction to suit your specific need.

  • You can either obtain a lower rate and monthly payment to free up savings
  • You can use the lower rate to also reduce the term, and keep your instalment the same only over a shorter time
  • Or you can extend your current loan repayment period, and this in turn will lower your monthly payment as well.

Here is an example of how refinancing can benifit you specifically

If you had bought a 2008 double cab that had cost you R 200,000 your monthly instalment would be R4,650 over 72 months at a 16% intrest rate. Refinancing it over the same term at 12% interest rate would yield an R 2,950 instalement, which is a staggering saving of R 1,700 per month.

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